Need an appraisal in Sacramento or Sacramento County?

The top seven reasons why CA homeowners need SACRAMENTO VALLEY APPRAISAL GRP:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in CA by determining the true market value of property in question

Do you own a home in or near Sacramento? Do you need help deciding the price of your real estate?
Contact SACRAMENTO VALLEY APPRAISAL GRP.

We at SACRAMENTO VALLEY APPRAISAL GRP understand the unique needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to cancel PMI

A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. SACRAMENTO VALLEY APPRAISAL GRP is seasoned in helping people just like you dismiss undesirable PMI insurance.

Challenging Sacramento county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other properties close by. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from SACRAMENTO VALLEY APPRAISAL GRP is your perfect weapon.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from SACRAMENTO VALLEY APPRAISAL GRP can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from SACRAMENTO VALLEY APPRAISAL GRP can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.